We like people.
 

We like mortgages.
 

We solve problems.
 

We're here to help.

We're people who care about the mortgage industry, and we've helped hundreds of people make home finance decisions as mortgage brokers.  We've even created cutting edge loan products and technology solutions and loan products for the industry.

Our efforts have been featured in The Economist and we've now started Mortgage Coffee Chat to help people understand their options in a simple, no-hassle way.  We want people to feel comfortable in learning about a confusing mortgage process.  We truly believe that people should be able to have a conversation without feeling pressure or sharing a bunch of information.

Even though we use a human-centered approach, we're no Luddites.  We've built autonomous vehicles and complex financial technology systems.  But when it comes to mortgages, we believe every approach should be personalized to the borrower.  And that technology should be used when it's time to start the process and make it as efficient as possible.

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Shima Rayej

Mortgage Broker

NMLS #1658741

Shima is the co-founder of Safe Rate, a mortgage lender providing personalized loan products and technology solutions. Shima previously worked on Deutsche Bank's Structured Product Group desk focusing on residential mortgage-backed and small-commercial securitization and as a venture capital associate at OCA Ventures focusing on early stage fintech and SaaS deals. From 2004 - 2010, Shima was a robotics engineer developing autonomous driving and obstacle avoidance technology for the DoD. She received her BS in Computer Science and Electrical Engineering from the Massachusetts Institute of Technology and her MBA from the University of Chicago Booth School of Business.

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Dylan Hall

Mortgage Broker

NMLS #1658740

Dylan is co-founder of Safe Rate, a mortgage lender providing personalized loan products and technology solutions. He is also a lecturer at the University of Chicago, teaching classes in applied finance and entrepreneurship for Masters Program for Computer Science. Previously, Dylan served as data scientist and systems architect at Powerlytics and McMaster-Carr. He was also the chief technology officer at Classkick, a YCombinator / Imagine K12 - backed education technology startup creating real-time classroom technology to connect students with teachers. From 2008 to 2010, Dylan was a math teacher in West Garfield Park, Chicago as part of Teach for America. He received his BS in Computer Science from University of Illinois Urbana-Champaign and his MBA from the University of Chicago Booth School of Business.